Meet our team!

We are committed to offering you the OBJECTIVITY of experts and the WARMTH of caring professionals. Our Mission is to ensure you enjoy the kind of peace of mind that changes lives.

Barb Luczkowski

Agency Owner/President

Barb has been married to her husband, Ron, for over 20 years now. They’ve raised two beautiful daughters. When Barb is not in the office she enjoys spending time with her family and friends. She also participates in many professional groups such as BNI, BRN, Chagrin Valley Chamber of Commerce, and  JCU EA .

Barb enjoys volunteering for various activities at St. Anselm Church and supports various charities such as Zelie’s Home,  Women Safe, and local hunger task forces. When Barb is not helping others she finds the time to try new recipes on her family.  Who would have known; In  1995, Barb was  Certified as a Scuba Diver and has been as deep as 147 ft in search of hammerhead sharks.

It’s important to note:  when it comes to business, Barb would like her clients to know that she and her associates’ interest is always her clients’ best interest!

Key Info

  • Licensed in: KY, OH
  • Professional designations: CFP
  • Education: BS in BA Bowling Green State University
  • Agent Qualifications: CFP
  • Awards: Champion Award
  • Community activities: St. Anselm School, Parish West Geauga High School, Toys for Tots NDCL Parent Ambassador
(440) 729-4042

Carlee Duggan

Marketing Specialist

I grew up in Newbury, OH! I have been fortunate enough to be surrounded by Insurance my entire life. My passion lies in being creative and helping others reach their creative potential. From creating graphics to websites and updating Linkedin profiles, I love to learn how to incorporate new things.

Outside of work I love to make candles, I enjoy coffee and going for runs! You can also probably find me shopping on weekends.  A fun fact about me is that I make a mean Vodka Soda!

A non-profit that I am passionate about raising awareness about is Zelie’s House. It is an organization that empowers pregnant and parenting women to take positive and effective action on behalf of themselves and their children by providing physical, emotional, spiritual, and professional support.

Olivia Duggan

Community Development

I grew up in Newbury, OH! I graduated from John Carroll University in 2021 with majors in Biology and Spanish! I feel as though I was born into the Insurance industry because my Mom is the Agency Principal. What excites me most about my work is that I can help with the agency’s involvement in our community. Outside of work; I am an avid reader and read at least 1 book per week. I also love to try new recipes with my family and friends!

On weekends; I am typically with family & friends when my work/studies are caught up. Road trips if an option as well. I volunteer with many activities as part of the agency as well as JCU. The most notable are Women’s Safe, Zelie’s Home, Feed the Homeless. There have been others over the years but our agency has been putting in putting more emphasis on the 3 mentioned.

Ron Duggan

Maintenance Dude

I grew up in Novelty, OH. I am a graduate of West G HS. I am a horticulturist most days and maintenance on the weekends as needed for Luczkowski Agency!

I’ve learned all things insurance by osmosis as Barb is my spouse of 20+ yrs! I am always glad to make any contribution I can because as you know, happy wife, happy life! When I’m not working you can catch me scuba diving, vacationing, playing volley ball with family and friends or just relaxing.  A fun fact about me is that I dove with Jean-Michel Cousteau in Figi!

Karen Martinkowski

Medicare Specialist

Karen was born and raised in Willoughby and attended Kent State University for her BA degree and the University of Maryland for her Master’s and PHD. She’s been with the agency for over 10 years and in her free time, she enjoys gardening and listening to local bands

(440) 729-4042

Christina Zaccarine

Executives Assistant

Christina has been married to her husband for over 27 years.  She has worked in the insurance world for 13 years. Her main focus was always on Human Resources and Customer Service. She grew up in Chesterland. She loves working with people and helping them! She loves assisting others and accomplishing lots of tasks. Multi-tasking and facilitating a smooth operating environment is where she is best at. When Christina is not working she loves being at home with her husband and having some downtime with Netflix. Her son Alex is currently in school at Kent State University. She makes contributions annually to a variety of charities. She also has been a member of the Christian Children’s Fund and Wounded Warriors for many years. In her off time, she is a certified level 3 Reiki Master practitioner. She loves helping her clients achieve calm and assisting them in their healing process for body, mind, and spirit. She spent a lot of time in the theater throughout her elementary, high school, and college years. She was blessed with success, which lead to a college scholarship to Ohio Wesleyan University and some professional work throughout the years.  

(440) 561-0074

Marney Gorman

Marney recently joined our agency, bringing with her 15 years’ worth of insurance experience.

She resides next door in Willoughby Hills with her two children, Lucy and Quinn, when they are not away at school.

Marney enjoys traveling, biking, hiking, and spending time with friends and family.

(440) 729-4042

Gail Greenwell

I grew up in Euclid, Ohio, but have resided in Chesterland for the last 20+ years with my husband. I have 14 years of experience in the medical insurance industry, with customer service being my #1 priority.

If I can make transitioning an easier process for clients, then my job has been successful. Helping my clients is the best part of coming to work every day!

I enjoy traveling as much as I can. I have a bucket list of places to visit still. I have traveled by planes, trains, and automobiles… plus a few cruises. I also enjoy baking in my spare time, as I spent my younger years as a cake decorator.

When not working, I love spending time with my granddaughter, Annabelle, and with family and friends. Summer brings many pool parties and BBQs.

(440) 729-4042