So many business owners want to know whether or not a business license is required before they can purchase business insurance coverage. As a rule, you don’t need a business license to purchase business liability insurance. But there are certain kinds of industry specific insurance that might require a license or certification. If you’re a sole proprietor or a contractor, for example, you can almost always acquire business liability insurance without a license. Similarly, if you just open your business and your licensing isn’t complete yet, you should still be able to pick up a business liability policy. Here’s a good way of looking at it, think of it like this. If you’re facing risk, you’ll likely be able to buy insurance for that risk. Now, if you want to ensure that all your bases are covered, then make sure you speak with your insurance professional before making your final decision on how to cover your business.

We’d be happy to review your insurance coverage options with you! Give us a call at 440-729-4042 or visit https://luczkowskiagency.com.