A common misconception is that auto insurance rates are automatically higher for seniors in actuality. Insurers look at various factors when determining rates and age is just one of them. That being said seniors are considered a higher risk group when it comes to driving, which can result in higher rates. Studies have shown that seniors are more likely to be involved in accidents and experience severe injuries in the event of a crash. As a result, insurers typically charge higher rates for older drivers. There are many ways that seniors can offset this increased cost. Many insurers offer discounts for seniors who take defensive driving courses and some also offer lower rates for drivers who limit their mileage. Seniors can keep their auto insurance rates relatively affordable by taking advantage of these discounts.

We’d be happy to review your insurance coverage options with you! Give us a call at 440-729-4042 or visit https://luczkowskiagency.com.